Initial app store ratings from trolls, hate-fans, competitors, can hurt app launches. What if app delivery platforms (iOS App Store and Play store) hid the actual rating till the first 100 ratings. Can this be a solution?
Hawala is an alternative remittance channel that exists outside of traditional banking systems. It is simple, elegant and highly efficient - which is probably why many citizens (who are otherwise law abiding) use it.
If you have VC investment and are successful it becomes more painful because you are now responsible to make up for all the losses the VC makes elsewhere.